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These Platform Terms summarise how sales pages and checkout powered by AfripayStudio (Afrigates Digital Limited) work. Full documents: Platform Terms of Service.
AfripayStudio provides software and hosting. In the standard model, the creator / page owner is the seller. Payment goes through the payment gateway the creator configured (e.g. Flutterwave, Paystack, Stripe, PayPal)—not into Afripay’s operating account. Afripay is not party to the sale contract except where Afripay is clearly named as the seller (Studio subscription).
Creators are responsible for offer content, pricing, fulfilment, support, refunds, cancellations, taxes, and lawful marketing. Afripay may remove unlawful or abusive funnels under its Acceptable Use Policy.
Contact the creator first with your payment reference. See Refunds & Cancellations in this dialog and Buyer Purchase and Refund Terms.
Product issues: the creator. Platform / Studio: hello@afripaystudio.com.
Summary for funnel pages. Full policy: Privacy Policy (Nigeria Data Protection Act 2023).
AfripayStudio (Afrigates Digital Limited) hosts this page. The creator often controls how your order data is used for fulfilment. Card details are handled by the creator’s payment gateway—not stored as full PAN by Afripay.
Subject to applicable law, you may request access or correction. Contact hello@afripaystudio.com for platform privacy requests, and the creator for their customer records.
Full index: Refunds, Cancellations & Order Changes · Buyer Purchase and Refund Terms.
For standard creator offers, the creator is responsible for fulfilment, refunds, cancellations, and chargebacks with their payment provider. Their policy on the sales page applies first, subject to your statutory consumer rights.
AfripayStudio cannot reverse a payment already settled to the creator’s Flutterwave, Paystack, Stripe, or PayPal account except via the creator’s refund or a lawful chargeback process with that provider.
Cancel renewal or request Studio billing refunds under the Subscription and Billing Terms.
We do not use absolute “no refunds under any circumstances” wording. Statutory rights may apply.
This Cookie Policy explains how Afripay Global uses cookies and similar technologies on Afripay Funnel pages (sales pages, checkout, and thank-you experiences).
Cookies are small text files stored on your device. We also use related technologies such as local storage, session storage, and security tokens to keep checkout secure and remember preferences.
You can control cookies through your browser settings. Blocking essential cookies may prevent checkout or login from working correctly.
Payment partners (for example Flutterwave) and hosting providers may set their own cookies when you complete payment. Those parties have their own privacy and cookie notices.
Merchants who embed third-party scripts, pixels, or tracking on their Funnel content are responsible for disclosing and complying with applicable cookie and privacy rules for those tools.
Questions: Afripay Support or support@afripayglobal.com.
The sales funnels, landing pages, websites, business operating systems, dashboards, CRM pipelines, AI-generated content, marketing assets, business reports, templates, automation workflows, pricing suggestions, copywriting, campaign recommendations, domain guidance, revenue projections, financial estimates, AI insights, business intelligence, product ideas, customer personas, launch strategies, growth recommendations, marketplace assets, analytics, calculators, and all other information, tools, resources, and services generated or provided through Afripay.live, Afripay Studio, or any affiliated Afripay platform are provided solely for educational, informational, business planning, and productivity purposes.
Our platform combines artificial intelligence, proprietary business frameworks, structured business knowledge, industry best practices, user-provided information, and automation technologies to assist users in planning, building, launching, managing, and growing their businesses. While we strive to provide accurate, relevant, and practical recommendations, AI-generated content is not infallible and should not be considered professional advice or a guarantee of success.
Every business is unique. Business success depends on numerous factors beyond the control of Afripay, including but not limited to: your experience, knowledge, and skills; product or service quality; pricing strategy; marketing effectiveness; customer demand; industry competition; business location; market conditions; economic factors; advertising performance; website traffic; sales conversion rates; customer retention; operational execution; regulatory compliance; payment processing; third-party platform policies; search engine algorithms; social media algorithms; domain availability and reputation; hosting performance; technology changes; artificial intelligence limitations; and many other variables.
Accordingly, Afripay does not guarantee business success, profitability, revenue generation, sales volume, return on investment (ROI), advertising performance, funnel conversion rates, lead generation, customer acquisition, business growth, search engine rankings, social media engagement, domain approval or availability, payment gateway approval, website traffic, email deliverability, automation performance, AI recommendation accuracy, financial outcomes, investment returns, or any specific business result.
Any revenue examples, financial illustrations, startup costs, market opportunities, income ranges, profitability estimates, or growth projections displayed within the platform are illustrative planning scenarios only and should never be interpreted as promises, guarantees, or predictions of actual performance.
Afripay utilizes artificial intelligence to assist users with content creation, business planning, funnel generation, copywriting, design suggestions, automation workflows, and operational recommendations.
AI-generated content may contain inaccuracies, become outdated, require editing, require human verification, omit important information, or be unsuitable for your specific business or jurisdiction. Users are solely responsible for reviewing, verifying, editing, testing, and approving all AI-generated content before publication or business use.
By using Afripay.live, you acknowledge and agree that you are solely responsible for: your business decisions; products and services you sell; marketing campaigns; advertising budgets; sales funnels; landing pages; website content; business branding; pricing decisions; customer communications; financial management; tax obligations; legal compliance; domain registrations; intellectual property compliance; payment gateway setup; data privacy compliance; consumer protection compliance; regulatory obligations; business licenses; employment obligations; contracts; and every other aspect of operating your business. You should independently verify all information before relying upon it.
Afripay integrates with or recommends third-party services, including but not limited to payment providers, domain registrars, web hosting providers, email platforms, SMS providers, WhatsApp services, artificial intelligence providers, advertising platforms, analytics providers, cloud services, social media platforms, marketplace providers, and external APIs.
Afripay does not own or control these services and cannot guarantee their availability, performance, pricing, security, reliability, approval decisions, policies, or continued operation. Users remain subject to the terms, conditions, and policies of each third-party provider.
Business reports, AI Business Launch Reports, Business Experience Scores, Launch Navigator recommendations, AI Coach guidance, market analysis, business quality scores, business readiness scores, confidence ratings, customer insights, and strategic recommendations are generated using combinations of proprietary Afripay Business Knowledge, AI analysis, industry best practices, user inputs, publicly available business information, statistical models, and configured business frameworks.
These recommendations are designed to support planning and decision-making and should not replace professional legal, accounting, tax, financial, investment, marketing, medical, engineering, or other professional advice.
To the fullest extent permitted by applicable law, Afripay, its parent company, subsidiaries, affiliates, owners, directors, officers, employees, contractors, consultants, licensors, technology providers, agents, and partners shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or economic damages arising from or related to business losses, lost profits, lost revenue, lost opportunities, failed businesses, failed marketing campaigns, failed product launches, domain registration issues, payment disputes, chargebacks, customer disputes, advertising costs, AI-generated content, technical failures, downtime, data loss, security incidents, third-party service interruptions, regulatory actions, tax liabilities, legal disputes, investment decisions, or any other financial or commercial losses resulting from the use of the platform.
Your use of Afripay.live is entirely at your own discretion and risk.
Before making significant business, financial, legal, tax, investment, regulatory, advertising, employment, intellectual property, or commercial decisions, you are strongly encouraged to seek advice from appropriately qualified professionals licensed in your jurisdiction.
By accessing, generating, publishing, or using any funnel, website, page, dashboard, report, AI-generated content, Business Operating System, or any other resource created through Afripay.live or any Afripay platform, you acknowledge that you have read, understood, and agreed to this disclaimer, together with our Terms of Service and Privacy Policy.
This policy applies when you choose Direct Bank Transfer on an Afripay Sales Funnel checkout and pay the seller by transferring money to a bank account they control.
Afripay provides the checkout page, proof upload, and notification tools. We do not receive your bank transfer. Funds move directly from your bank to the seller’s bank. Afripay is not the payment recipient and does not hold these funds in escrow.
After you upload proof, the seller (or their team) reviews your transfer. Afripay may display status updates but does not guarantee how quickly a seller confirms payment or delivers your order.
Transfer the exact amount shown, use the seller’s account details displayed at checkout, and keep your receipt or screenshot. Incorrect account details or amounts may delay or prevent fulfilment.
Order help: contact the seller. Platform help: Afripay Support or support@afripayglobal.com.
This policy applies when you pay with Flutterwave (card, USSD, or other instant methods shown) on an Afripay Sales Funnel checkout.
Flutterwave processes your payment. Afripay routes you to Flutterwave’s secure flow and records the result for the merchant. Card and bank debits are subject to Flutterwave’s and your bank’s terms.
When payment is marked successful, digital fulfilment (downloads, links, or access) may be shown immediately if the seller configured them. Physical or service delivery timelines are set by the merchant.
Card chargebacks and refund requests are handled under Flutterwave and card-network rules. Afripay may assist the merchant with transaction references but does not control Flutterwave’s dispute outcomes. Contact the seller first for order issues.
When payment uses the creator’s Flutterwave (or Paystack/Stripe/PayPal) account, funds settle to the creator—not Afripay. Afripay hosts this checkout page only; this is not Afripay Escrow.
Order help: contact the seller. Platform help: hello@afripaystudio.com.